Many states have an assigned risk health insurance pool whereby individuals may obtain health insurance coverage when private insurance carriers have denied them coverage due to a pre-existing condition. Residents in the state of Ohio do not have such an option. Without a state mandated assigned risk plan, what's an Ohio resident with pre-existing conditions to do?

Prior Insurance through an Employer

If an Ohio resident was previously insured through a health insurance plan with an employer, and has opted to purchase the COBRA coverage, they have the option of obtaining coverage through Ohio's Health Insurance Portability and Accountability Act (HIPPA).